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What will WhatsApp API
actually cost you?

Put in the messages you send a month. This shows the bill on every WA.Expert plan side by side, using Meta's published per-message rates and the rules in force since 1 October 2026.

Meta's rates are printed in full below. We add nothing to them on the Complete and Growth plans.

Changed on 1 October 2026

The free 24-hour service window has ended. Service replies and in-window utility templates are now billable at ₹0.115 in India, after 1,000 free per phone number a month. What it costs and what to check →

Your monthly volume

Count delivered template messages, not contacts. One template to 5,000 people is 5,000 messages.

What Meta has confirmed

Since 1 October 2026 the free 24-hour service window has ended. Two things are now billed: your replies inside that window, and utility templates sent inside it. Meta has confirmed that a service message is charged at the same rate as utility and authentication in the recipient's market, which for India is ₹0.115. It has also given every business phone number 1,000 free service messages a month, so charging begins at the 1,001st.

Set to the India utility rate. Move it to model another market.

Your monthly bill, every plan

15,000 messages a month

Platform fee plus message charges. GST applies to the platform fee, not to Meta's message charges, which are drawn from your prepaid wallet.

Plan Platform Messages GST Total / month

Meta's rates, and ours

India, per delivered message. On Complete and Growth you pay Meta's number with nothing added, which is why two columns are identical.

PlanMarketingUtilityAuthenticationMarkup
Meta's published rate₹0.86₹0.115₹0.115—
Complete & Growth₹0.86₹0.115₹0.115Zero
Premium & Pro₹0.99₹0.1323₹0.132315%

Incoming messages from customers are always free, on every plan. Meta republishes its rate card roughly quarterly and bills by the recipient's country, so a customer in Germany costs many times an Indian one. For other markets see the country rate comparison.

The part that catches people out

What is free, and what is billed since 1 October 2026

WhatsApp moved to per-message billing in July 2025. Every delivered template is its own charge, and there is no longer a 24-hour conversation to fill up with free follow-ups.

Free, staying free

Messages customers send you

Incoming messages are never charged, on any plan. Only what you send is billed, and only when it is delivered.

Billed since 1 Oct 2026

Replies inside the 24-hour window

When a customer messages you first, your replies for the next 24 hours are service messages, and every new customer message resets the clock. Since 1 October 2026 these are billable per message at the utility rate, after 1,000 free a month per phone number.

Billed since 1 Oct 2026

Utility templates inside that window

From July 2025 to September 2026 a utility template sent while the window was open cost nothing. Since 1 October 2026 it is charged at the ordinary utility rate, the same as one sent after the window closes. The 1,000-message free allowance covers service replies, not these.

Free, staying free

The free ad-click window

When a customer reaches you from a click-to-WhatsApp ad, everything you send, templates included, is free while Meta’s free entry point window is open. Meta says it can stay open for up to 7 days.

Marketing templates

Charged every single time, including inside an open service window. Marketing has never had a free window.

Failed and undelivered sends

You are billed on delivery, so a message that never reaches the handset is not charged. A message delivered to someone who ignores it is.

Meta announced this change on 1 July 2026 and published the October rate card on 1 September 2026. A service message is charged at the same rate as utility and authentication in the recipient’s market, and every business phone number receives 1,000 free service messages a month. Rates move roughly quarterly, so check Meta’s current card before budgeting.

Questions

About the numbers above

Does GST apply to the message charges?
+
No. 18% GST applies to the platform fee and any add-ons you buy. Meta's per-message charges are drawn from your prepaid wallet separately. For a GST-registered business the platform fee GST is usually claimable as input credit, so the real cost is the base figure.
What does zero markup actually mean?
+
Most providers add 10% to 30% on top of Meta's published per-message rates and keep the difference. On the Complete and Growth plans WA.Expert adds nothing: you pay Meta's rate and not a paisa more per message. The Premium and Pro plans carry a stated 15% markup on marketing and utility. Every plan’s rates are printed in the rate table above.
What changed on 1 October 2026?
+
Two things that used to be free are now billed. First, replies inside the 24-hour service window: until 30 September 2026 they cost nothing. Second, utility templates sent inside that window, free from July 2025. Since 1 October 2026 both are billed per message. In-window utility is charged at the ordinary utility rate. Meta published the October rate card on 1 September 2026 and confirmed that a service message is charged at the same rate as utility and authentication in the recipient’s market, which for India is ₹0.115. Every business phone number also gets 1,000 free service messages a month, so charging starts at the 1,001st.
Will I be charged if a customer never opens my message?
+
Yes. Billing is on delivery to the handset, not on the message being read or replied to. A message that fails to deliver is not charged, but one that arrives and is ignored is. This is why list quality matters more under per-message pricing than it did under the old conversation model.
Do I pay Indian rates for customers outside India?
+
No. Meta bills by the recipient's country, not yours. An Indian business messaging a German customer pays the German rate, which for marketing is roughly eleven times the Indian one. Registering your number in India changes nothing about this. If you sell abroad, segment your campaigns by country so you can see which markets earn their cost.
Is the minimum wallet balance an extra charge?
+
No, it is your own money held as credit. Sending requires a minimum ₹1,000 wallet balance, topped up in ₹1,000 steps, and message charges are drawn from it as you send. Unused balance stays yours.
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